Study with NY-Life-Accident-and-Health Actual Test Questions
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Updated: Jun 27, 2026
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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:
1. Which of the following is required of a covered entity subject to New York ' s cybersecurity regulation?
A) Conduct a risk assessment of its information system
B) Eliminate known threats to its information system
C) Publicly describe the protection of its information system
D) Ensure that all nonpublic information is properly disclosed
2. A common disaster clause states that if the beneficiary dies from the same accident as the insured individual, the insurer will proceed as if the
A) insured individual outlived the beneficiary.
B) beneficiary and the insured individual died simultaneously.
C) beneficiary outlived the insured individual.
D) beneficiary was never named on the policy.
3. In health insurance policies, the reinstatement provision is
A) mandatory.
B) elective.
C) not required.
D) optional.
4. An annuitant dies during the accumulation period. What happens to the cash value in the annuity?
A) The cash value is paid to the beneficiary.
B) The cash value is paid to the IRS.
C) The cash value is paid into the estate.
D) The company keeps the cash value.
5. In reference to life insurance in contract law, a person MOST likely will have an insurable interest in insuring a person ' s life if
A) any type of business relationship exists between the insured party and the beneficiary.
B) the interest exists at the time of application.
C) any type of distant family relationship exists with the insured party.
D) the interest exists at the time of death.
Solutions:
| Question # 1 Answer: A | Question # 2 Answer: A | Question # 3 Answer: A | Question # 4 Answer: A | Question # 5 Answer: B |
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