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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. Under the Affordable Care Act, an insurer may place dollar limits on coverage for

A) laboratory services.
B) mental health services.
C) maternity and newborn care.
D) routine adult dental services.

2. The cost of a long-term care policy is based on all of the following EXCEPT

A) health condition.
B) personal income.
C) level of benefits provided.
D) age.

3. Which of the following statements BEST describes a disability elimination period?

A) A qualifying period.
B) A benefit or utilization period.
C) A dollar deductible rather than a time deductible.
D) A time deductible rather than a dollar deductible.

4. With the majority of companies, within how many days does the free-look provision allow the insured the right to return the life insurance policy for full premium?

A) 10 days.
B) 5 days.
C) 15 days.
D) 30 days.

5. An annuity product linked to a market-related rate of return is called

A) a fixed annuity.
B) an indexed annuity.
C) a tax-sheltered annuity.
D) a deferred annuity.

Solutions: