Study with NY-Life-Accident-and-Health Actual Test Questions

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Last Updated: Sep 20, 2026

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From a free demo to 122 practice questions and 365 days of free updates, Actualtests4sure covers the whole NY-Life-Accident-and-Health journey in one place. Preparing for Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 in 2026 has never been this straightforward.

Insurance Licensing NY-Life-Accident-and-Health Exam Overview:

Certification Vendor:New York State Department of Financial Services (NYS DFS)
Exam Name:New York Life, Accident and Health Insurance Agent/Broker Examination
Exam Number:Series 17-55
Available Languages:English
Related Certifications:Variable Life Insurance License
Property and Casualty Insurance License
Exam Price:USD $47-60
Certificate Validity Period:Licenses renewed every 2 years (24 months)
Exam Duration:120-150
Exam Format:Multiple Choice
Passing Score:70%
Real Exam Qty:150
Sample Questions:Insurance Licensing NY-Life-Accident-and-Health Sample Questions
Exam Way:Computer-based testing (CBT) at Pearson VUE testing centers
Pre Condition:Complete 40-hour pre-licensing education course; pass state exam; submit fingerprints for background check
Official Syllabus URL:https://www.dfs.ny.gov/insurance/licensing/life_insurance_agent.htm

Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:

SectionWeightObjectives
General Insurance Principles15-20%- Insurance contract fundamentals
- Fair claims settlement practices
- Ethical sales practices
- Underwriting principles
- Agent/broker duties and ethics
New York State Regulations20-25%- Fiduciary responsibilities
- Consumer protection regulations
- NYS Insurance Law requirements
- Replacement and churn rules
- Licensing requirements and procedures
- Advertising regulations
Life Insurance Fundamentals25-30%- Policy riders and endorsements
- Dividends and nonforfeiture options
- Policy reinstatement
- Beneficiary designations
- Policy types and provisions
Accident and Health Insurance25-30%- Dental and vision insurance basics
- Disability income insurance
- Long-term care insurance basics
- Major medical coverage
- Health insurance policy types (individual, group, HMOs)
- Medical expense coverage

Frequently Asked Questions About Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55

The NY-Life-Accident-and-Health exam leads to the Life, Accident, and Health certification, a Entry-level-level credential from Insurance Licensing. It validates the skills measured by the Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 syllabus and is a recognized step for IT professionals building their careers, and it sits alongside related credentials such as Property and Casualty Insurance License, Variable Life Insurance License.

The Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 exam includes 150 questions and gives you 120-150 to complete them. That works out to a fairly tight pace, so reading each question carefully but decisively matters more than perfectionism. If a question stalls you, flag it and move on; banking the easier points first keeps time pressure from snowballing near the end. Before test day, run at least one full timed session with the Actualtests4sure practice test so the rhythm feels familiar rather than rushed.

You need 70% to pass the NY-Life-Accident-and-Health exam, and the official registration fee is USD $47-60. Keep in mind that a failed attempt means paying the full fee again to retake the exam, so it pays to be honest with yourself before booking a seat. A practical benchmark: work through the 122 practice questions at Actualtests4sure until you can score comfortably above the passing line in timed mode, then schedule your exam.

Complete 40-hour pre-licensing education course; pass state exam; submit fingerprints for background check Because Insurance Licensing may adjust its policies over time, we recommend confirming the latest requirements on the official exam page (official exam page) before you register.

Yes. Actualtests4sure offers a free PDF demo of the Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 material, so you can review the question style and answer quality before making a decision. Every purchase also includes 365 days of free updates, and after that period you can extend your updates at a 50% discount, which keeps your preparation current through 2026 and beyond.

If you take the Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 exam within 60 days of your purchase and do not pass, Actualtests4sure offers a full refund under its Money Back Guarantee. To apply, send a scanned copy of your exam enrollment slip together with your official Score Report in PDF format within 2 days of the exam date, and your claim will be processed within 7 days. The guarantee applies only to the corresponding exam: attempts made within 3 days of purchase, exams downloaded but never actually taken, free materials, and expired orders are not eligible, and the candidate name must match the purchaser name. If you would rather not take a refund, you can exchange your product for two additional exam preparation products of equal value and keep the update service on your original purchase. Delivery itself is instant: your product is available for download right after payment and is also sent to your email within one minute, and if it has not arrived within 2 hours, contact our support team. There is no limit on how many computers you can install it on.

The Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 syllabus is divided into 4 main domains, including New York State Regulations (20-25%), Life Insurance Fundamentals (25-30%), Accident and Health Insurance (25-30%). Each domain carries a different share of the total score, so knowing where the weight sits helps you allocate your study time wisely. You will find the complete, up-to-date outline in the Exam Topics section above.

Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

Question #1

When marketing to groups for health insurance, who should be issued a certificate as proof of coverage?

  • A. HMO
  • B. Employer
  • C. Sponsor
  • D. Employee
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Correct Answer: D  🗳️

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Question #2

With respect to small group health benefit plans, a carrier may discontinue coverage or may refuse to renew such a plan if the employer

  • A. has a supplemental plan with a competing carrier.
  • B. has filed for bankruptcy in the prior year.
  • C. falls to pay the premium prior to the end of the grace period.
  • D. employs fewer than 15 full-time employees.
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Correct Answer: C  🗳️

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Question #3

Which of the following groups is NOT eligible for the Healthy New York Program?

  • A. Sole proprietors
  • B. Small employers
  • C. Working uninsured
  • D. Large employers
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Correct Answer: D  🗳️

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Question #4

If a long-term care insurance policy or certificate replaces another long-term care policy, what does the replacing policy have to do?

  • A. waive any preexisting conditions requirements after 30 days and allow for a 45-day " free look " period
  • B. waive any time periods applicable to preexisting conditions as long as the client agrees in writing to stay on a doctor recommended treatment schedule
  • C. allow a 45-day " free look " period
  • D. waive any time periods applicable to preexisting conditions to the extent that similar exclusions have been satisfied under the original policy
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Correct Answer: D  🗳️

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Question #5

Under the Affordable Care Act, insurers MUST offer plans within health insurance exchanges that meet distinct levels of coverage. What metal tier is REQUIRED to have an actuarial value of 70% with covered individuals paying 30% through deductibles, co-pays, and other cost sharing features?

  • A. Platinum Plan.
  • B. Bronze Plan.
  • C. Gold Plan.
  • D. Silver Plan.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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