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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionWeightObjectives
Accident and Health — General Knowledge~68%- Types of Health Insurance Policies
  • 1. Group Health Insurance
  • 2. Limited Benefit Plans
  • 3. Medicare Supplement Policies
  • 4. Medical Expense / Major Medical Insurance
  • 5. Accidental Death & Dismemberment
  • 6. Disability Income Insurance
  • 7. Long-Term Care (LTC) Insurance
- Policy Provisions, Clauses & Riders
  • 1. Other Provisions and Clauses
  • 2. Common Riders
  • 3. Optional Provisions
  • 4. Mandatory Uniform Provisions
- Insurance Concepts and Underwriting
  • 1. Insurance Basics and Risk
  • 2. Application and Underwriting
  • 3. Premiums and Renewal
- Social Insurance / Government Plans
  • 1. Medicaid
  • 2. Medicare (Parts A, B, C, D)
  • 3. Social Security Disability Benefits
Nevada Statutes, Rules and Regulations~32%- Nevada Health-Specific Regulations
  • 1. Replacement and Free-Look Provisions
  • 2. Group and Credit Health Rules
  • 3. Advertising and Disclosure Rules
- General State Insurance Regulations
  • 1. Marketing Practices and Unfair Trade
  • 2. Insurance Commissioner Authority
  • 3. Insurance Guaranty Associations
  • 4. Definitions and General Provisions
  • 5. Agent Licensing Requirements

Insurance Licensing NV Accident and Health Sample Questions:

1. Which of the following BEST describes Medicare Advantage Plans?

A) Federally funded welfare benefit plans
B) Government Subsidized private insurance
C) Privately subsidized government insurance
D) Long-Term care benefits rider added to basic Medicare benefits


2. The Fair Credit Reporting Act requires that:

A) interest charged on premium loans be limited to a specified amount
B) applicants be advised that a consumer report may be requested
C) insurance companies pay interest on claims that are paid late
D) insurance companies treat insureds fairly and not discriminate


3. Which of the following persons is NOT required to be licensed by the Nevada Insurance Commissioner?

A) A salaried insurance agency clerk who also receives commissions on applications the clerk processes
B) A salaried insurance company employee who performs clerical and administrative work
C) An adjuster's employee who assists in the investigation and settlement of insurance claims
D) A person who procures insurance for an insured


4. Under a group health policy, which of the following coverages MUST be provided for newborn children?

A) Congenital health defects
B) Genetic Testing
C) Transportation costs from the hospital to the child ' s residence
D) Routine eye examinations


5. Under an individual health policy issued in Nevada, a newborn is automatically covered for a MAXIMUM of how many days after birth?

A) Five
B) Ten
C) Thirty-one
D) Two


Solutions:

Question # 1
Answer: B
Question # 2
Answer: B
Question # 3
Answer: B
Question # 4
Answer: A
Question # 5
Answer: C

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