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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following can be licensed as a title insurance agent?

A) an officer of a title company
B) a legal entity
C) an employee of a title company
D) an approved attorney

2. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A) a subordination clause.
B) an assumption clause.
C) a due-on-sale clause.
D) a prepayment clause.

3. The MAIN purpose of an endorsement is to

A) modify the policy.
B) increase the premium.
C) describe the covered losses.
D) decrease the premium.

4. When a mortgagee's title insurance policy is issued and no owner's policy will be issued, a written waiver must be signed by the:

A) Title agent
B) Seller
C) Mortgagor
D) Mortgagee

5. An insurer charges a higher premium for insurance because of someone's race, marital status, or age. This is an example of

A) rebating.
B) illegal inducement.
C) unfair coercion.
D) unfair discrimination.

Solutions: