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Updated: Aug 29, 2026

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Insurance Licensing InsNV_Health02 Exam Overview:

Certification Vendor:Nevada Division of Insurance / Pearson VUE
Exam Name:Nevada Accident and Health Insurance Producer Examination
Exam Number:NV_Health02
Certificate Validity Period:License validity varies according to Nevada insurance licensing requirements
Related Certifications:Nevada Insurance Producer License
Exam Format:Multiple Choice
Real Exam Qty:150
Exam Duration:180 minutes
Available Languages:English
Exam Price:$50 USD
Passing Score:70%
Recommended Training:Nevada Approved Insurance Pre-Licensing Education Providers
Exam Registration:Pearson VUE Nevada Insurance Licensing Exam Registration
Nevada Division of Insurance Licensing
Sample Questions:Insurance Licensing InsNV_Health02 Sample Questions
Exam Way:Computer-based testing at approved Pearson VUE test centers or approved remote testing options when available.
Pre Condition:Applicants must meet Nevada insurance licensing requirements, complete required pre-licensing education, and pass the applicable examination before applying for a license.
Official Syllabus URL:https://doi.nv.gov/Consumers/Licensing/

Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionObjectives
Topic 1: Insurance Basics- Risk Management and Insurance Concepts
  • 1. Insurance principles and contract characteristics
    • 2. Types of risk and methods of handling risk
      - Insurance Contracts
      • 1. Contract elements
        • 2. Policy provisions, riders, and exclusions
          Topic 2: General Insurance Regulation- Licensing Requirements and Responsibilities
          • 1. Continuing education and license maintenance
            • 2. Producer licensing requirements
              - Nevada Insurance Department and Regulatory Authority
              • 1. Commissioner of Insurance powers and duties
                • 2. Insurance laws, rules, and regulations
                  Topic 3: Accident and Health Insurance Fundamentals- Medical Expense Insurance
                  • 1. Hospital, surgical, and physician expense coverage
                    • 2. Major medical plans
                      - Disability Income Insurance
                      • 1. Elimination periods and benefit periods
                        • 2. Disability definitions and benefits
                          - Types of Health Insurance Policies
                          • 1. Group health insurance
                            • 2. Individual health insurance
                              • 3. Managed care plans
                                Topic 4: Government Health Insurance Programs- Medicare
                                • 1. Medicare supplement insurance
                                  • 2. Medicare parts and eligibility
                                    - Medicaid and Other Programs
                                    • 1. Medicaid eligibility and coverage
                                      Topic 5: Health Insurance Policy Provisions- Mandatory and Optional Provisions
                                      • 1. Policy requirements and clauses
                                        • 2. Renewability provisions
                                          - Claims and Benefits
                                          • 1. Benefit determination and payment
                                            • 2. Claim procedures
                                              Topic 6: Producer Duties and Ethics- Sales Practices
                                              • 1. Advertising and marketing rules
                                                • 2. Unfair trade practices
                                                  - Ethical Responsibilities
                                                  • 1. Fiduciary responsibilities
                                                    • 2. Consumer protection requirements

                                                      Insurance Licensing NV Accident and Health Sample Questions:

                                                      Question 1

                                                      Group coverage for a handicapped dependent child may be continued if the primary insured submits the required proof to the insurance company within what MAXIMUM period of time after the child reaches the limiting age?

                                                      A. 45 days
                                                      B. 31 days
                                                      C. 15 days
                                                      D. 30 days


                                                      Question 2

                                                      Which of the following is NOT a preventive benefit for adults?

                                                      A. Physical therapy
                                                      B. Mammograms
                                                      C. Skin cancer screening
                                                      D. High blood pressure screening


                                                      Question 3

                                                      Under federal COBRA continuation rules, an employee who loses group health coverage because of termination of employment or reduction in hours will generally be offered continuation coverage for up to:

                                                      A. 12 months
                                                      B. 60 months
                                                      C. 6 months
                                                      D. 18 months


                                                      Question 4

                                                      In a cross-purchase buy-sell agreement funded by life insurance, who typically owns the policy on each business owner?

                                                      A. The insured owner's children own the policy.
                                                      B. The business entity owns every policy.
                                                      C. The producer owns the policy until death occurs.
                                                      D. Each owner owns policies on the other owners.


                                                      Question 5

                                                      Insurance for the primary purpose of repaying a loan in the event of disability is referred to as:

                                                      A. Credit Life and Major Medical policy
                                                      B. Credit Accident and Health policy
                                                      C. Loan Repayment policy
                                                      D. Guaranteed Asset Protection policy


                                                      Solutions:

                                                      Question 1
                                                      Answer: B
                                                      Question 2
                                                      Answer: C
                                                      Question 3
                                                      Answer: D
                                                      Question 4
                                                      Answer: D
                                                      Question 5
                                                      Answer: B

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